Capabilities

What we deliver

Five capabilities that make a market programme work, delivered by the local program provider.

A bank joining the Programme needs more than a contract and a channel. It needs staff who understand cross-border local-currency operations, systems that can hold the throughput the network requires, and material its own market can read.

Cross-border regulatory and compliance advisory

Establishing the shared framework that lets two banks in two jurisdictions contract with each other directly.

Local-currency treasury matching

Identifying and arranging the counterparty positions that let member banks hold and settle in each other’s currencies.

Institutional training and certification

University-accredited programmes for member bank staff, delivered with an education partner.

Network technology assurance

Auditing core banking, switching, card and merchant systems against the throughput standards the network requires.

Programme communications

Multilingual publication and localisation, so material developed anywhere in the network reaches each market in its own language.

Who delivers them

All five are delivered by the local program provider, the joint venture established in each country with a qualified local partner. It is the only entity in the structure that contracts with banks. AfricaPay Limited holds regional governance, licenses know-how downward, and earns royalty and licensing income from its subsidiaries and nothing else.